Get Pre-qualified in 60 Seconds

Where do you want to live?

Step 1 of 7

Location is the most important decision to make when buying a home. If you find that it's too expensive in your desired neighbourhood, town, or city, expanding your search to other nearby areas can help you find lower prices.

What kind of home do you want to live in?

Step 2 of 7

What's your maximum down payment on the property?

Step 3 of 7

Down payment:

What's your annual income before tax?

Step 4 of 7

Are you planning on buying with a partner?

If you're planning on buying with a partner, include their monthly debt payments as well.

What is your credit score?

Step 5 of 7

Score: 620

Don't Know Your Credit Score? Click Here To Get Unlimited Credit Reports & Credit Score.

What are your estimated property tax and heating costs?

Step 6 of 7

Estimate for me

Monthly Property Tax:

Estimate for me

Monthly Heating Costs:

Estimate for me Is heating included?

Monthly Condo Fees:

What are your monthly debt payments?

Step 7 of 7

Your debts and available credit affect how large of a mortgage you can qualify for. Just let us know your approximate outstanding balances on credit cards, car loans, or personal loans.

If you're planning on buying with a partner, include their monthly debt payments as well.

If you're currently spending 50% or more of your monthly income on debts, please contact us to discuss your options by clicking on the green button in the bottom right of the screen.

Figuring out how much you can afford when looking for a house is complex, and buying a house that you can't afford can have disastrous consequences. That's why we made our affordability calculator – you will see exactly how much you can afford.

By adjusting factors like down payment, location, or preferred home type, you'll see how far your money can really go!

Get Pre-qualified in 60 Seconds

Where do you want to live?

What kind of home do you want to live in?

What's your maximum down payment on the property?

Down payment:

What's your annual income before tax?

What is your credit score?

Score: 620

Your partner's credit score: 620

What are your estimated property tax and heating costs?

What are your monthly debt payments?

Mortgage Rates by City

Best Credit Cards

Featured Content

Best Private Mortgages Canada

Mortgage Rates by Type

Mortgage Calculators

Legal

Blog