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Best Cash Back Cards

Getting cash back is like getting a discount on every purchase you make with your credit card. Unlike points programs, which require you to spend the points to get any value out of them, cash back programs just give you the cash up front.

Last Updated: 12 Dec, 2018
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Credit Card Annual Reward Value Signup Bonus Annual Fee Interest Rate BT Rate
Scotia Momentum® Visa Infinite Card

Scotia Momentum® Visa Infinite Card

Best credit card
$0
$0.00
$99.00
19.99%
22.99%
SCENE® Visa Card

SCENE® Visa Card

Best credit card
$23.00
$0.00
19.99%
22.99%
Scotia Momentum® Mastercard® Credit Card

Scotia Momentum® Mastercard® Credit Card

Sponsored
$0.00
$0.00
7.99%
22.99%
Scotia Momentum® No-Fee Visa Card

Scotia Momentum® No-Fee Visa Card

Sponsored
$0.00
$0.00
7.99%
22.99%
Scotiabank Value® Visa Card

Scotiabank Value® Visa Card

Sponsored
$0
$0.00
$29.00
12.99%
0.99%
Home Trust Low Rate Secured Visa Card

Home Trust Low Rate Secured Visa Card

Sponsored
$0
$0.00
$59.00
14.90%
None
No-Fee Scotiabank Value® Visa Card

No-Fee Scotiabank Value® Visa Card

Sponsored
$0
$0.00
$0.00
16.99%
3.99%
Refresh Financial Secured Visa

Refresh Financial Secured Visa

Sponsored
$0
$0.00
$12.95
17.99%
None
Scotiabank® GM® Visa Card

Scotiabank® GM® Visa Card

Sponsored
$0.00
$0.00
17.99%
17.99%
Tangerine Money Back Credit Card

Tangerine Money Back Credit Card

Sponsored
$0.00
$0.00
19.95%
1.95%
Home Trust No Fee Secured Visa Card

Home Trust No Fee Secured Visa Card

Sponsored
$0
$0.00
$0.00
19.99%
None
Home Trust Preferred Visa Card

Home Trust Preferred Visa Card

Sponsored
$0.00
$0.00
19.99%
None
Scotiabank® American Express® Card

Scotiabank® American Express® Card

Sponsored
$50.00
$0.00
19.99%
22.99%
Scotiabank® American Express® Platinum Card

Scotiabank® American Express® Platinum Card

Sponsored
$300.00
$399.00
19.99%
22.99%
Scotiabank® GM® Visa Infinite Card

Scotiabank® GM® Visa Infinite Card

Sponsored
$0.00
$79.00
19.99%
22.99%
Scotiabank® Gold American Express® Card

Scotiabank® Gold American Express® Card

Sponsored
$150.00
$99.00
19.99%
22.99%
Scotiabank L'earn Visa Card

Scotiabank L'earn Visa Card

Sponsored
$0
$0.00
$0.00
19.99%
22.99%
Scotia Momentum® Visa Card

Scotia Momentum® Visa Card

Sponsored
$0.00
$39.00
19.99%
2.99%
Scotiabank® More Rewards® Visa Card

Scotiabank® More Rewards® Visa Card

Sponsored
$60.00
$0.00
19.99%
22.99%
Scotiabank Passport™ Visa Infinite Card

Scotiabank Passport™ Visa Infinite Card

Sponsored
$250.00
$139.00
19.99%
22.99%
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Depending on the card, you may get an annual credit that is applied to your card at the beginning of every year, or you may get a deposit into your bank account every month. When comparing cash back cards, keep in mind the time frame that you want your cash and how you would like to get it.

Some cards also reward spending on certain items more than others, such as giving more cash back for gas and groceries than for movie tickets and ice cream. Find a card that gives you the most value for your spending.

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