Best Cash Back Cards
Getting cash back is like getting a discount on every purchase you make with your credit card. Unlike points programs, which require you to spend the points to get any value out of them, cash back programs just give you the cash up front.
Depending on the card, you may get an annual credit that is applied to your card at the beginning of every year, or you may get a deposit into your bank account every month. When comparing cash back cards, keep in mind the time frame that you want your cash and how you would like to get it.
Some cards also reward spending on certain items more than others, such as giving more cash back for gas and groceries than for movie tickets and ice cream. Find a card that gives you the most value for your spending.