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Best No Fee Cards

If your annual spending is low, then a card with an annual fee may not be the best for you. If the value of the rewards you get is lower than or is just barely more than the annual fee, it may be better to get a no fee card instead. Some no fee cards have travel rewards or cash back that, while not as lucrative as fee cards, will still give you a little bonus for spending your money without you having to do anything extra.

Last Updated: 12 Dec, 2018
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Credit Card Annual Reward Value Signup Bonus Annual Fee Interest Rate BT Rate
Scotia Momentum® Visa Infinite Card

Scotia Momentum® Visa Infinite Card

Best credit card
$0
$0.00
$99.00
19.99%
22.99%
SCENE® Visa Card

SCENE® Visa Card

Best credit card
$23.00
$0.00
19.99%
22.99%
Scotia Momentum® Mastercard® Credit Card

Scotia Momentum® Mastercard® Credit Card

Sponsored
$0.00
$0.00
7.99%
22.99%
Scotia Momentum® No-Fee Visa Card

Scotia Momentum® No-Fee Visa Card

Sponsored
$0.00
$0.00
7.99%
22.99%
Scotiabank Value® Visa Card

Scotiabank Value® Visa Card

Sponsored
$0
$0.00
$29.00
12.99%
0.99%
Home Trust Low Rate Secured Visa Card

Home Trust Low Rate Secured Visa Card

Sponsored
$0
$0.00
$59.00
14.90%
None
No-Fee Scotiabank Value® Visa Card

No-Fee Scotiabank Value® Visa Card

Sponsored
$0
$0.00
$0.00
16.99%
3.99%
Refresh Financial Secured Visa

Refresh Financial Secured Visa

Sponsored
$0
$0.00
$12.95
17.99%
None
Scotiabank® GM® Visa Card

Scotiabank® GM® Visa Card

Sponsored
$0.00
$0.00
17.99%
17.99%
Tangerine Money Back Credit Card

Tangerine Money Back Credit Card

Sponsored
$0.00
$0.00
19.95%
1.95%
Home Trust No Fee Secured Visa Card

Home Trust No Fee Secured Visa Card

Sponsored
$0
$0.00
$0.00
19.99%
None
Home Trust Preferred Visa Card

Home Trust Preferred Visa Card

Sponsored
$0.00
$0.00
19.99%
None
Scotiabank® American Express® Card

Scotiabank® American Express® Card

Sponsored
$50.00
$0.00
19.99%
22.99%
Scotiabank® American Express® Platinum Card

Scotiabank® American Express® Platinum Card

Sponsored
$300.00
$399.00
19.99%
22.99%
Scotiabank® GM® Visa Infinite Card

Scotiabank® GM® Visa Infinite Card

Sponsored
$0.00
$79.00
19.99%
22.99%
Scotiabank® Gold American Express® Card

Scotiabank® Gold American Express® Card

Sponsored
$150.00
$99.00
19.99%
22.99%
Scotiabank L'earn Visa Card

Scotiabank L'earn Visa Card

Sponsored
$0
$0.00
$0.00
19.99%
22.99%
Scotia Momentum® Visa Card

Scotia Momentum® Visa Card

Sponsored
$0.00
$39.00
19.99%
2.99%
Scotiabank® More Rewards® Visa Card

Scotiabank® More Rewards® Visa Card

Sponsored
$60.00
$0.00
19.99%
22.99%
Scotiabank Passport™ Visa Infinite Card

Scotiabank Passport™ Visa Infinite Card

Sponsored
$250.00
$139.00
19.99%
22.99%
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