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When people think about owning a home, the only cost that comes to mind for many is the mortgage payment. Since the mortgage is by far the largest monthly expense you’ll have, it makes sense to cons...

Chris Chris 04/17/2019

With the Canadian economy forecast not looking well it looks like Canadian mortgage brokers are the beneficiaries of bond rates slipping. In the past few weeks the fixed mortgage rates have been fall...

Chris Chris 04/17/2019
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My favourite monthly subscription services is Spotify. I listen to music all the time, especially at work while writing, and have a huge phone data plan (I scored that 10 gig for $60 deal back in Dece...

Chris Chris 04/11/2019

  Once, your mortgage loan is approved and all the conditions are complete by the broker/ lender. The next step is to sign the closing documents prepared by your lawyer and the seller’s lawyer. Th...

Chris Chris 04/11/2019
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One of the biggest decisions you can make when it comes to your mortgage rate is whether to go with a fixed or variable mortgage. Most Canadians either don’t know the difference or choose to go fixe...

Chris Chris 04/10/2019
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When you visit a mortgage broker to refinance your property, one of the documents they will ask you for is the property tax statement. The property tax amount is also important when purchasing a prope...

Payal Payal 04/09/2019

Buying a home is a huge undertaking, especially if you’re a first-time homebuyer. There are first-time homebuyer programs in Canada that can help you save money when buying a home, but the governmen...

Chris Chris 04/09/2019
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When you are approved for a mortgage and are filling out the paperwork, it can be easy to overlook exactly what you’re signing. There are a lot of places to sign or initial, and you may just want to...

Chris Chris 04/08/2019
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Even 1 year after the latest changes to the mortgage stress test rules, there is  still a lot of confusion surrounding the stress test and its effects. That’s why we put together this infographic t...

Chris Chris 04/04/2019
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One of the final steps to purchasing a home is signing a document called the purchase and sale agreement. When you’re signing a purchase and sale agreement, the buyer may choose to add some conditi...

Payal Payal 04/04/2019
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