If you have parents or grandparents that are living abroad and want to visit you for an extended period of time, getting a super visa is indispensable. A super visa allows parents and grandparents to visit their families in Canada multiple times over a period of ten years. Super visa holders are permitted to remain in Canada for a period of twenty-four months at a time. It also covers certain health benefits: ambulance, hospital rooms, and lab access, among others. Many Canadian insurance companies offer super visa insurance policies that help cover costs such as health care for travelers on super visas. There are a few factors to consider in calculating super visa insurance premiums.

What Determines My Premiums?

The age, lifestyle choices, and health history of an individual all affect the super visa insurance premiums that they will be charged. Understandably, those with a clean bill of health face lower premiums. Insurance companies may also consider the story of the individual seeking insurance. This may include why they wish to visit Canada, what they plan to do in Canada, and who they plan on visiting while they’re here.

Where Can I Buy Super Visa Insurance?

You can compare different insurance premium rates offered by insurance companies across Canada online. To get the best premiums, you can compare the stipulations of different policies and compare the different rates. This can make it easier to decide which policy suits you best. It is important to consider that rates change as the term of your super visa insurance changes. Consider fitting your choice to the rates provided. You might be able to save money renewing a shorter-term option in the future rather than buying a long-term option in the beginning. This, of course, is entirely predicated on your requirements.

Carefully consider how often you plan on travelling and how long you plan on staying. Mapping out your travel plans is the best way to get the lowest super visa insurance premium rates. Also decide if the minimum hundred-thousand Canadian dollar coverage is enough for you or if you’d prefer more. These are personal decisions that comparing rates can help you make. Finally, you need to consider if you plan on travelling alone or if you are one of multiple people planning on taking out a super visa insurance policy to make visits to Canada. The stipulations will affect your rates.