Desjardins

Desjardins Group is the leading cooperative financial group in Canada and the fifth largest cooperative financial group in the world with assets of $227 billion. It has been rated one of Canada’s top 100 employers by Mediacorp Canada. To meet the diverse needs of its members and clients, Desjardins offers a full range of products and services to individuals and businesses through its extensive distribution network, online platforms and subsidiaries across Canada. The group has one of the highest capital ratios and credit ratings in the industry. It is considered as the fourth safest and strongest bank in North America according to Global Finance magazine and the first according to Bloomberg News.

1-10 Year Closed Program Details
Purpose	Purchase, Refinance: 6 months– 10 years
Property Type	Owner-occupied with a maximum of 4 units
Term	Closed Fixed Rate · 6 months, 1-5 years, 7 year, 10 year Open Fixed Rate · 6 months
Rate Hold	120 day rate hold period
Payment Options	Monthly, semi-monthly, bi-weekly, weekly (accelerated)
20% + 20% Prepayment Privilege	Closed Fixed Rate · Up to 15% of original loan amount annually Double your mortgage payments without penalty Open Fixed Rate At any time, in whole or in part