Mortgage Pre-approvals and First Time Buyers

The thought of purchasing a first time home can bring feelings of dread and excitement. Most first-time home buyers look at shopping for a home as being amusing and exciting. However, as a first-time buyer, you could be hesitant about the mortgage application and qualification process. Purchasing a home is a big step, and you, therefore, require the help and guidance of experts to advise you on the mortgage.

We are here to help you by giving you facts that your bank may not tell you about your financial management during your next purchase. We have access to numerous lenders, and we can connect you with the best lenders with the best rates and mortgage options. We believe that the first step you ought to take is to talk to a mortgage professional near you.

Get a mortgage pre-approval before going house-hunting

Pre-approval gives you some assurance that you will be approved for a loan. It helps you to know how much you can afford before starting the house hunting ensuring that you stay focused on your budget while shopping. Qualifying for a pre-approval mortgage gives you the certainty of the size of mortgage you qualify for and provides you a guarantee of the rate and other mortgage options. If you do not qualify at this stage, we can assist you to estimate a mortgage qualifying amount.